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The National Flood Insurance Program NFIP has offered flood insurance to renters, homeowners and businesses since the late s, yet only about a quarter of those eligible have purchased policies that would reduce the risks caused by flooding. This research investigated why single-family homeowners do or do not choose to purchase flood insurance. The paper discusses the evolution of the NFIP, focusing on the Reform Act of whereby the federal government attempted to mandate coverage and transfer decision-making responsibility from individuals to institutional lenders with links to the federal government.

While the Reform Act will no doubt increase flood insurance coverage, it has limitations; for example, not all dwellings fall under the purview of the new regulations especially those outside of Special Flood Hazard Areas.

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Reno is famous for its casinos and excellent nearby ski resorts. National Automobile Museum is a car buff’s delight with more than vintage cars. Nevada Museum of Art The Nevada Museum of Art , Nevada’s only accredited art museum, is located in downtown Reno in a magnificent new four-story building designed by architect Will Bruder.

This thematic museum focuses on the interaction between humans and the environment and the growing effort to protect the land. The museum’s Permanent Collection consists of over 2, works of art from as late as the 19th century. The primary focus is on built, natural, and virtual environments.

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Sierra Pacific Power was founded in from a merger of several companies dating back to the gold rush of the s. In , it reorganized as a holding company, Sierra Pacific Resources. It sold off its telephone operations in and became Southern Nevada Power, changing its name to Nevada Power in

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Comstock ‘s name was associated with the discovery through his own machinations. According to folklore, James Fennimore, “Old Virginny Finney,” christened the town when he tripped and broke a bottle of whiskey at a saloon entrance in the northern section of Gold Hill, soon to become Virginia City. Below the town were dug intricate tunnels and shafts for silver mining.

The Comstock Lode discovery and subsequent growth of Virginia City was unequaled by the history of other precious metal discoveries. By Nevada produced over half of all the precious metals in the United States.

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Fremont Street in the late s This view of downtown Las Vegas shows a mushroom cloud in the background. Scenes such as this were typical during the s. From to the government conducted atmospheric tests at the nearby Nevada Test Site. Anasazi and Paiute tribes followed at least 2, years ago. A young Mexican scout named Rafael Rivera is credited as the first non- Native American to encounter the valley, in Downtown Las Vegas’s Fremont Street is named after him.

The fort was abandoned several years afterward.

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The National Automobile Museum in Reno is considered one of the best museums of its kind in the world, featuring a collection of about automobiles, including such oddities as a golden Delorean, a half-Jeep half-Ferrari Frankenstein known as a Jerrari, and historical automobiles dating back to the late s.

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The city is home to unique attractions, museums, shops and restaurants. Spend a morning at the Lake Las Vegas Resort to relax with spa treatments, have lunch and enjoy scenic views of the stunning man-made lake. Here are the best things to do in Henderson, NV. Part of the trail is paved for cyclists and hikers, and there are other areas that have a secondary trail for horseback riding. Completed in , the project involved the cooperation and efforts of local, regional, and federal agencies as well as businesses.

There are three trailheads in Henderson:

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